Money Exchange International

Global Real-Time Payments (RTP) - B2B / B2C

Send money to businesses or persons with instant disbursement.
Available 24/7/365, after business hours, on weekends, holidays, and anytime.
Immediate: Funds are immediately available to the receiving business or person and provide settlement of funds within seconds.
Security: Payments are final. Irrevocably and confirmed fund transfers with immediate notification remove doubts for both parties.
Easy: Initiated payments are easy, ensuring optimal customer experience.
Reliable: Fast and secure transactions.

Push to Card (P2C)

Push-to-card technology transfers funds globally, in near real-time, to a recipient’s existing Visa or Mastercard debit cards.

Key Benefits

Easy: Payers only require the payee’s debit card details to initiate the payment.
Faster: Push payments are processed in real-time, so funds are available to the recipient almost instantly.
Security: Push payments use encryption and secure transmission methods to protect sensitive financial information.
Accuracy: Push payments are less prone to errors than traditional payment methods, as they rely on automated systems to process transactions.
Convenience: Easy to use and can be initiated from various personal devices such as PC, Tablets, Laptops, and Smartphones anytime (24/7/365).

Pull Payment

With pull payments, businesses can take money from customers with previous approval for payment security. Once the customer approves, payees can take money without consent for every single transaction.

Examples

ACH debit or direct debit payments
Automated card payments
Automated digital payments
E-checks

Advantages

Collect payments from clients timely and automated.
Increase revenue of the lender/payee by adding fees to customers if the pull payment decline (Late payment Fees, Payment decline fee, etc.)
Don’t require continuous customer action or input.
Designed for Every month or multiple transactions simplifying customer’s bill pay experience.