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Electronic
Wallet

Platform Features

Our platform is mature and offers 100% reliability guaranteed. We understand that the world of payments is constantly evolving, and we have built an infrastructure to support rapid product innovation.

Multi-currency settlement in any currency Unlimited wallets.

Perfect conversion of cryptocurrency value.

Reliability, flexibility, and control of the platform.

Unique multifunction platform.

Component architecture of 'independent system blocks.'

Integration to a robust set of global APIs.

Scalable innovation at high speed, without risk.

Context-aware architecture for personalized checkout experiences.

Cloud-based service delivery.
WALLET

Multi-Currency

  • Consumers can have unlimited wallets, each with specific currencies, rewards points, or budgets and their associated features, and can manage their wallets via IVR, web, or mobile.
  • Wallet balances can represent different currencies, same currency budget categories, cryptocurrencies, or other virtual currencies such as reward dollars, cash back, or miles.
  • When a consumer carries multiple currencies, the system automatically processes transactions in the local currency or preferred wallet. If there are not enough funds available in that currency, the system automatically finds and transfers funds from a savings or backup bag. If necessary, currency exchange rates are calculated and applied to cover the transaction to avoid a declined transaction at the Point of Sale.

SERVICES

FRAUD AND RISK

We offer a full suite of fraud tools and services, including active detection, fraud analysis/reporting, and case management in three main areas: online transaction processing, authorizations, and fraud prevention services. Real-time fraud detection is done through highly configurable fraud parameters, a robust fraud dashboard, and integration with leading fraud scoring solutions. This technology is differentiated by its ability to run hundreds of pre-authorization checks on transactions in a fraction of a second, preventing fraudulent transactions before they occur.Risk management services are supported by a dedicated team of fraud analysts who work 24 hours a day, seven days a week, 365 days a year to investigate events, manage and adjudicate disputes and chargebacks, interact with consumers, and address operational requirements, such as reporting.

Key Benefits

Get operational efficiencies

By helping prevent further fraud and providing access to our fraud team 24/7/365, you can reduce the operational costs associated with risk management. Leaving the complexities of fraud to us allows you to focus more on increasing your business revenue.

Predictability and peace of mind

You can rest easy knowing that defenses are in place to detect anomalies, identify emerging threats, and track and manage internally detected alerts and externally reported fraud as it happens. And with our Premium Fraud Service, you can enjoy the predictability of having 100% protection against expense-related fraud losses.

React quickly to protect your business

By using parameters and our rules-based platform, you can respond early and quickly to any fraud event to minimize the number of fraudulent transactions. This ability to react quickly minimizes the impact on your customers and keeps you in control.

| OUR INTEGRATIONS

i2c
Monarch
Galileo Financial
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